Latest appraisal:1958 Porsche 356A Speedster$670,000·Estate Settlement

The appraisal your lender trusts.
Your insurer accepts.
Your attorney submits.

MRKT delivers bank-grade appraisal reports for classic, exotic, and specialty vehicles. Human-reviewed. Defensible. PDF delivered in 24–48 hours.

Traditional in-person inspectors charge $595+. Many never even visit the car. MRKT charges $99.
Start Your Appraisal — $99 →Free Estimate
Accepted by major insurers Bank & lender ready Human expert review PDF in 24–48 hours Defensible in legal disputes

The Problem With Traditional Appraisals

You paid $595 for someone to ask for your listing URL
and write the report from their home office.

The dirty secret of the traditional appraisal industry: many "certified appraisers" never physically inspect the vehicle. They request the listing, ask for the VIN and odometer reading, look up the same auction data you could find yourself — then charge $400–$700 to sign their name on it. The report arrives days later as a vague PDF with no methodology, no authenticity statement, and no explanation of how they arrived at the number.

$400–$700
Typical traditional appraisal cost for a desk-based review
3–10 days
Average turnaround time
No methodology
Most reports never explain how the number was derived

The MRKT Difference

More data. More structure.
More defensible. $99.

MRKT collects significantly more information than a traditional appraiser — then a human specialist builds the report using real closed-sale auction data. Every section is structured to satisfy the party that matters most: your lender, insurer, or attorney.

11-section structured report

Mirrors how lenders and underwriters actually read appraisals. Executive summary, identity, authenticity, condition, comps, methodology, final value, disclaimers — all present, always.

Sold comps — not asking prices

We use closed auction results from BaT, Cars & Bids, Mecum, and Barrett-Jackson. Listed prices are clearly separated and weighted lower. This distinction is what banks require.

Component condition grading

Exterior, interior, mechanical, and undercarriage rated independently with supporting notes and photo references — not a single vague condition score.

Explicit authenticity statement

Every report states numbers-matching status and verification level. Owner-stated, documented, or unknown — clearly disclosed. Banks care about clarity more than perfection.

Confidence score on the cover

Low / Medium / High evidence confidence is disclosed on page one. Your underwriter knows exactly what they're working with before reading a word.

Human specialist signs off

AI structures and gathers the data. A MRKT specialist validates, adjusts, and approves. Speed of technology. Credibility of human expertise.

Who Needs This

Every specialty car owner
needs a defensible number.

🏦
InsuranceAgreed Value Policy

Your insurer needs documented FMV to write an agreed-value policy on a specialty car. A MRKT report gives them the defensible number they require.

🏛️
Banking & LendingCollateral Appraisal

Using your car as loan collateral? Lenders require a formal appraisal from a credible source — not a KBB estimate. MRKT delivers what banks actually accept.

⚖️
Estate & ProbateFair Market Value

Estate attorneys and courts require FMV documentation at date of death. MRKT provides the timestamped, methodology-backed appraisal that satisfies probate requirements.

💰
Sale PreparationPricing Confidence

Know exactly what your car is worth before listing it. Our comparable sales analysis shows you what identical cars actually sold for — not what sellers hoped to get.

📋
Tax & DonationIRS Defensible Value

Donating to a museum or claiming a tax deduction requires a qualified appraisal. MRKT produces reports built to withstand IRS scrutiny.

🔨
Legal DisputesExpert Documentation

Divorce proceedings, insurance claims, partnership disputes — all require documented, defensible vehicle value. MRKT gives your attorney what they need.

The Process

Three steps. 24–48 hours.
A report that holds up.

01

Submit your vehicle

~10 minutes

Complete a structured intake covering vehicle identity, authenticity, configuration, condition, and documentation. You'll upload photos covering 11 required angles. The more you provide, the stronger your confidence score.

02

MRKT builds your appraisal

AI + human review

Our system analyzes your submission against real comparable sales from BaT, Cars & Bids, Mecum, and Barrett-Jackson. A MRKT specialist then validates, applies condition and configuration adjustments, and builds your 11-section report.

03

Receive your report

24–48 hours

Your PDF appraisal arrives by email with a permanent shareable link. Ready to submit to your insurer, lender, estate attorney, or buyer. No in-person visit. No follow-up calls. One flat fee.

The Report

11 sections. Built for the party
that actually reads it.

The section order is intentional — it mirrors exactly how lenders and underwriters read appraisal documents.

01
Executive Summary
Final value, value range, condition classification, evidence strength — the one page lenders actually read.
02
Vehicle Identity & Configuration
VIN/chassis, factory powertrain, documented options, and rarity highlights. Establishes exactly what is being appraised.
03
Authenticity & Originality Statement
Numbers-matching status, verification level, deviations from factory spec. The section banks and insurers scrutinize most.
04
Component Condition Assessment
Exterior, interior, mechanical, and undercarriage — each rated and documented with photo references. No vague single-number condition scores.
05
Restoration & Modification History
What was done, when, by whom, and what documentation exists. Even stock cars get an explicit 'no restoration' statement.
06
Provenance & Ownership History
Known ownership, registry inclusion, event and show history. Documented provenance directly lifts value.
07
Market Analysis
Current demand, recent value trend, supply constraints, and segment positioning — collector vs. driver vs. investor market.
08
Comparable Sales — Sold, Not Listed
Closed auction results from BaT, Cars & Bids, Mecum, and Barrett-Jackson. Listed prices are clearly separated and weighted lower — the distinction banks require.
09
Valuation Methodology & Adjustments
Exactly how the final number was derived. Mileage variance, condition delta, configuration adjustments — every decision explained.
10
Final Value + Confidence Score
Appraised Fair Market Value, value range, confidence level, and human review certification. The document your attorney submits.
11
Assumptions, Limitations & Disclaimers
Valuation basis, effective date, intended use, and scope limitations. Legally sound language that holds up in disputes.

MRKT vs. Traditional

What you actually get
for your money.

Feature
Traditional Appraiser
$400–$700
MRKT
$99
Physical inspection
Sometimes (often skipped)
Not required — photos capture more
Structured 11-section report
Rarely
Always, every appraisal
Sold vs. listed comps
Often mixed, unlabeled
Explicitly separated, sold weighted higher
Component condition grading
Usually a single score
Exterior / interior / mechanical / undercarriage
Authenticity statement
Often absent
Explicit on every report
Confidence score disclosed
No
Cover page — Low / Medium / High
Valuation methodology
Rarely explained
Full section, every adjustment documented
Accepted by major insurers
Varies by appraiser
Yes
Turnaround
3–10 business days
24–48 hours
Permanent shareable link
No
Yes

Pricing

One flat fee.
No surprises.

Premium Appraisal
$99
One-time · No subscription · No hidden fees
Start Your Appraisal →
Human specialist review
11-section structured PDF
Closed auction comp analysis
Component condition assessment
Authenticity & originality statement
Confidence score included
24–48 hour delivery
Permanent shareable report link
Accepted by major insurers
Bank & lender ready format
Free Market Estimate — Quick range from market comps. No human review. No PDF. Good for a ballpark only.
Start Free →

Your car deserves a report
that holds up when it matters.

Insurance claim. Bank loan. Estate settlement. Sale negotiation. Whatever the situation — you need a number that doesn't fold under scrutiny. That's what MRKT delivers.

Get Your Appraisal — $99 →

PDF delivered in 24–48 hours · One-time fee · No subscription

    MRKT - Professional Vehicle Valuation Platform